Florian Gap helps individuals and businesses make confident financial decisions with a structured process, plain-language guidance, and clean execution. From personal and business lending pathways to goal-based investment planning, we focus on options that hold up under pressure not just on paper.
Funding and investing aren’t separate conversations. The way you borrow affects liquidity, flexibility, and resilience and those realities should guide how you allocate capital and manage risk. Florian Gap helps you connect the pieces into one coherent plan, with practical support from the first conversation through execution.
We start by mapping your goal, timeline, and constraints, then compare the paths available including what each option is designed to do, what it costs, what it requires, and what could change over time. The outcome is clarity you can act on, without pressure or confusion.
The “gap” is the space between where you are today and where you want to be buying time, stabilizing cash flow, funding growth, consolidating debt, or building long-term wealth. We help you cross that gap with a plan that makes sense now and still looks smart later.
We provide structured support across personal lending, business funding preparation, and disciplined investment planning. That means the right option type, the right documentation, the right sequencing, and a clear view of repayment, cash flow, and risk before you commit.
We help you prepare, position, and move through lending decisions with a clear plan and clean documentation so approvals, timelines, and terms are understood upfront.
We guide goal-based investment decisions by aligning strategy to your horizon, liquidity needs, and risk tolerance with diversification and discipline as the foundation.
When licensing or product-issuance rules apply, certain services are delivered in coordination with appropriately licensed, regulated partners. Our role is to keep the plan coherent, the choices understood, and the process executed professionally.
We work with people who want control over their financial path and businesses that need funding solutions without chaos. If you value structure, clarity, and steady execution, you’ll feel at home here.
We don’t believe in pressure. We believe in decisions that still make sense months from now. These principles keep our work practical, transparent, and aligned to your goals.
You should know what an option does, what it costs, and what could change before you sign.
We look at affordability, buffers, and realistic repayment behavior not just what is technically possible.
Clean documentation, sequencing, and checkpoints reduce delays and prevent expensive mistakes.
Since 2004, we have delivered more than $11 billion in loans and investments to 37,000+ businesses and private clients across five continents.
Oaxaca, Mexico
$480k equipment lease • 2019
Upgraded from a 5kg shop roaster to a 30kg Probat line. Annual revenue jumped from $1.2M to $4.1M in 24 months.
Victoria, Canada
$1.8M expansion facility • 2017
Built a 16,000 sq ft brewhouse and taproom. Now distributes to four provinces and employs 62 people.
Harar, Ethiopia
$90k working-capital • 2021
Pre-harvest advance let 120 farmers lock in fair-trade pricing. Yield up 38%; first-ever export to EU supermarkets.
Brisbane, Australia
$3.4M invoice-finance • 2022
Cash-flow gap on government contracts bridged. Took on three additional projects worth $9M the following year.
Greenville, South Carolina
$375k supplier-finance • 2020
Opened two retail outlets and an e-commerce warehouse. Social media following grew from 18k to 910k; Revenues increased sevenfold.
Auckland, New Zealand
$78k personal loan • 2023
Left corporate job, bought mirrorless kit + drone. Now shoots destination weddings across the South Pacific full-time.
From $7,000 starter loans to $340 million syndicated facilities, our risk book spans 42 industries across 5 continents.
A refined process with clear stages, realistic timelines, and communication you can rely on so small details don’t become expensive delays.
We clarify your goal, timeline, and constraints then define what success looks like in real terms.
We compare options, model trade-offs, and outline exactly what documents and steps are required.
We guide the process through to completion and keep everything organized, professional, and on track.