Loan Solutions
Personal and business lending paths designed around real cash flow with clear terms, realistic timelines, and support from enquiry through closing.
Business Personal
Structured processClear steps from enquiry to funding.
Flexible optionsPlans designed around your timeline.
Premium experienceModern, professional financial support.
What we do
Solutions that fit your goals
Florian Gap supports personal and business clients with structured lending guidance and disciplined investment planning so decisions don’t feel rushed, confusing, or one‑dimensional. We help you compare options, understand trade‑offs, and choose a path that fits your cash flow, timeline, and risk tolerance. Whether you’re consolidating debt, preparing for a major purchase, funding growth, or building long‑term wealth, our role is to bring clarity and structure to the process.
Where regulation requires licensing or product issuance, services may be delivered through qualified, regulated partners (including lenders and registered investment professionals). Our focus is to keep the plan coherent, the documentation complete, and the outcome aligned to your goals not just today, but months from now.
Investment Planning
Goal-based investment planning that balances growth and preservation built around your risk profile, time horizon, and priorities.
Growth Stability
Business Growth
Commercial support for expansion moments from working capital and equipment planning to acquisition readiness and bridge funding structures.
SMEs Expansion
Florian Gap
The right solution for every type of entrepreneur
Modern financial decisions are rarely isolated. A business loan affects cash flow; cash flow affects staffing, inventory, and growth. Growth affects risk, and risk shapes long‑term stability. Florian Gap exists to connect those dots with clear options, visible trade‑offs, and practical support that stays consistent from the first conversation through execution.
Instead of pushing one “product,” we build a decision framework: we explain your choices in plain language, model outcomes (repayment, cash flow, risk, time‑to‑goal), and help you choose what’s sustainable not just what’s available.
Nationwide
Serving clients across the U.S. and select global markets
Advisor-led
A named point of contact from first call to final step
Transparent
Clear terms, fees and trade-offs before you commit
Structured
A practical process from enquiry to execution
Our approach
Built for speed, clarity and premium outcomes
Our approach is designed for people who want to move forward without guesswork. We start by mapping your goal, timeline, and current financial reality, then translate that into a structured plan what to do first, what to prepare, and what to avoid. We keep the process practical: fewer moving parts, clearer documentation, and support that stays involved so small details don’t become expensive mistakes.
Why clients choose us
Clarity first. Momentum follows.
You’ll know what the option is designed to do, what it costs (and what it could cost if conditions change), what you must provide to qualify, and what timelines look like before you commit. We help you prepare, submit, and finalize with a process that respects your time and protects your outcomes.
Fast Review
Clear Terms
Tailored Options
Advisor-Led
Industries
Sector-aware funding and strategy
Cash flow patterns, operating risks, and growth levers vary by industry. We take the time to understand your context so the solution matches operational reality — not just a spreadsheet.
Technology & SaaS
Healthcare
Hospitality
Logistics
Real Estate
E‑Commerce
Professional Services
Manufacturing
Financing
Financing to take your business to the next level
Choose a financing path designed for your stage of growth from property acquisition and flexible credit to structured support for global trade. We focus on fit: the right product, the right terms, and the right timing.
Commercial Real Estate Loan
Whether owner-occupied or an investment property, find the loan structure aligned to your business needs and timeline.
Explore options →Business Credit Cards
Seize opportunities now, pay later a flexible credit route to support operations, purchasing, and growth moments.
View products →Trade Finance Program
International trade keeps expanding. Get structured support to improve cash flow, strengthen supplier terms, and reduce risk.
Trade solutions →
Global commerce
Trade finance built to reduce friction
International trade introduces timing gaps, documentation complexity, and counterparty risk. Florian Gap supports short and medium-term financing solutions for businesses involved in production, importing, exporting, and international sales with an emphasis on clean documentation and predictable cash flow.
Our Trade Finance support is built around real-world timelines: supplier terms, shipping schedules, customs documentation, and settlement windows. We help you improve working capital, strengthen supplier relationships, and reduce exposure while keeping the process structured and professional.